We are currently working with a small financial services organization in Cranberry Township to identify a Mortgage Consumer Underwriter. This organization is highly customer service driven and has won numerous local awards for being the best in customer service.
This is a long-term temporary position due to a high volume of business and needing extra assistance in the department. Position is anticipated to last at least 3 months, possibly longer depending on the volume in the department.
This will be a remote working opportunity and all required training will occur via Zoom. Schedule of the position is Monday – Friday daylight hours, typically 8:00 am to 5:00 pm. Due to being remote, there is some flexibility with this schedule for those that may need it.
The Mortgage Consumer Underwriter will promote and provide excellent customer service through effective communication with internal and external customers by underwriting all consumer loans for the Bank and a portion of portfolio residential mortgage loans.
Essential Duties will include: • Underwrite mortgage and consumer loans • Process and underwrite pre-approvals within 24 hours or as needed • Prepare approved loans for loan closing including completing worksheet, calculating and verifying payoffs, and requesting loan documents • When needed, prepare new loan files for underwriting, gather related information, order reports, verify dates, and other duties related to the preparation process • Proficiency in underwriting secondary market loans • Communicate and provide support to loan originators • Prepare loans for approval of subordination request, both in house and from outside lenders • Provide support and problem resolution for loans before denial with loan originator and make necessary changes in system • Prepare credit approval report • Review and approve daily rate sheet prior to posting in system • Complete HMDA forms on all loans • Assist with commercial borrowers when borrowing from consumer side
BASE REQUIREMENTS • Bachelor’s degree highly preferred • 3+ years related experience • Working knowledge of banking and lending regulations • Proficient in Microsoft Office and use of industry specific programs • Must be able to pass a background and credit check